More Than An Agent — An Advocate
We're an independent Minnesota insurance agency. We work for you — not the insurance companies — with no-cost guidance for every stage of life.
We know you have questions. What's the difference between Medicare Advantage and a Supplement? Do I really need life insurance? How much coverage is enough?
That's why we're here. We educate and guide you through your options so you can make confident decisions. No pressure, no jargon.
Trusted by families across Minnesota
Not just an agent
Understand your options
Your Minnesota neighbors
All your needs in one place
Coverage Options
Comprehensive insurance solutions tailored to protect you and your loved ones.
ACA-compliant health insurance for under-65 Minnesotans, including MNsure plans. MNsure-certified brokers with competitive rates and extensive provider networks.
Learn MoreNavigate Medicare with confidence. We specialize in Medicare Advantage, Supplement plans, and Part D prescription coverage to ensure you get the best care.
Learn MoreProtect your smile and vision with comprehensive dental and vision coverage. Individual and family plans available with preventive care focus.
Learn MoreSafeguard your family's financial future with life insurance, disability coverage, and annuities. We help you protect what matters most.
Learn MoreWe help you organize your estate with a no-cost estate summary showing values and insights. Then we coordinate with your attorney or connect you with attorneys in your area to create estate planning documents.
Learn MoreWe're more than just insurance agents — we're advocates who help you navigate the complex insurance landscape.
Not just an agent — we fight for your best interests
Knowledgeable professionals who help you navigate complex decisions
We take time to understand your needs
Ongoing support for claims and questions
At McDonald Financial and Insurance Services, we build lasting relationships with individuals and families across Minnesota. Our commitment to personalized service means you'll always work with someone who knows your name and understands your needs.
We're your neighbors in Central Minnesota, not a call center.
From Medicare to estate planning, all under one roof.
We work for you, not insurance companies.
Our licensed insurance professionals are dedicated to finding the perfect solutions for your unique needs.
Fill out the form below and one of our specialists will get back to you within 24 hours.